- Location: 9622 42 Ave NW Unit 206, Edmonton, AB
- +1 (780) 906-0000
- info@hopeinsurance.ca
Mortgage Insurance
Mortgage Insurance Overview
Mortgage insurance helps ensure your family can stay in their home even if the unexpected happens. If you pass away, become critically ill, or are unable to work, this coverage can pay down or pay off your outstanding mortgage balance.
We compare mortgage protection options from multiple insurers so you get coverage that’s often more flexible and portable than the insurance offered directly through your lender.
Eligibility Requirements
- Active or pending mortgage on a Canadian property
- Valid government-issued identification
- Age within insurer's eligibility range
- Health questionnaire or medical exam (plan dependent)
- Disclosure of pre-existing medical conditions
- Mortgage balance and amortization details
- Beneficiary designation on file
- Smoking/non-smoking status declaration
- Employment or income verification (for disability riders)
- Review of exclusions and waiting periods
Our Services
Protecting your home shouldn’t be complicated. Our advisors can walk you through your mortgage insurance options.
Expert guidance on mortgage insurance coverage and eligibility.
A benefit designed to reduce or eliminate your outstanding mortgage balance.
Your policy stays with you, even if you switch lenders or refinance.
Add protection for income loss or serious illness alongside life coverage.
Lock in your rate so payments stay predictable for the life of the policy.
We compare multiple insurers instead of a single lender's in-house plan.
Streamlined underwriting to get your mortgage protection in place quickly.