- Location: 9622 42 Ave NW Unit 206, Edmonton, AB
- +1 (780) 906-0000
- info@hopeinsurance.ca
Critical Illness Insurance
Critical Illness Insurance Overview
A serious diagnosis like cancer, heart attack, or stroke can bring overwhelming medical and living expenses. Critical illness insurance pays a lump-sum, tax-free benefit upon diagnosis of a covered condition, giving you the financial freedom to focus on recovery.
We help you compare coverage amounts and covered conditions across insurers so your policy reflects your family’s health history and financial priorities.
Eligibility Requirements
- Valid government-issued identification
- Canadian residency status
- Age within insurer's eligibility range
- Medical questionnaire or exam (plan dependent)
- Disclosure of pre-existing medical conditions and family history
- Smoking/non-smoking status declaration
- Survival period requirement after diagnosis
- Selection of covered conditions and benefit amount
- Beneficiary designation on file
- Review of exclusions and waiting periods
Our Services
Wondering which conditions are covered? Our advisors can help you find the right critical illness plan.
Expert guidance on critical illness insurance coverage and eligibility.
A tax-free cash benefit paid directly to you upon a covered diagnosis.
Plans covering cancer, heart attack, stroke, and dozens of other serious illnesses.
No restrictions — use the benefit for treatment, travel, bills, or income replacement.
Get your premiums back if you never make a claim, with select plans.
Extend protection to children with dedicated critical illness riders.
Guidance through the claims process during an already difficult time.