- Location: 9622 42 Ave NW Unit 206, Edmonton, AB
- +1 (780) 906-0000
- info@hopeinsurance.ca
Disability Insurance
Disability Insurance Overview
An illness or injury that keeps you from working can quickly strain your finances. Disability insurance replaces a portion of your income while you’re unable to work, helping you cover everyday expenses, bills, and debt payments during recovery.
We help individuals and business owners find short-term and long-term disability plans that fit their occupation, income, and risk of injury or illness.
Eligibility Requirements
- Valid government-issued identification
- Canadian residency and employment status
- Age within insurer's eligibility range
- Health questionnaire or medical exam (plan dependent)
- Occupation and income verification
- Disclosure of pre-existing medical conditions
- Elimination (waiting) period selection
- Benefit period and amount selection
- Smoking/non-smoking status declaration
- Review of exclusions and limitations
Our Services
Unsure what income protection you need? Our advisors can help you choose the right disability plan.
Expert guidance on disability insurance coverage and eligibility.
Monthly benefits designed to replace a portion of your income while you recover.
Coverage options for temporary setbacks and longer-term disabilities.
Benefits triggered when you can't perform your specific job, not just any job.
Plans built for business owners and freelancers without employer-provided coverage.
Choose how long benefits pay out, from a few years to age 65.
Structure your policy so benefit payments aren't taxed as income.